Kiwi Financial Services offers a variety of risk
and mortgage solutions and services. Our
goal is to provide you with effective and timely
protection and lending outcomes that will make your life
easier - giving you more
time to focus on what is important. By doing
this you will be armed with the accurate and timely information
and tools that will allow you to make more informed
Kiwi Financial Services, we strive to build strong
long lasting relationships with our customers.
We will find the best mortgage and insurance solutions for
Protect Your Family with an Affordable Life
Kiwi Insurance Solutions offer low cost life
insurance, we help people like you buy life
insurance everyday, and because we search the best
companies in New Zealand to find the most affordable
life insurance deals we can save you money.
Critical Illness Cover
Critical illness insurance pays out a lump sum if
you’re diagnosed with a serious illness, providing
you with a financial lifeline when you most need it.
It’s a fact, 1 in 4 people between the ages of 30
and 60 will suffer from a critical illness* and more
than 1 in 3 people will develop a form of cancer
during their life time, It’s not a nice fact but
none the less it’s true.
A critical illness insurance policy is designed to
help you survive such an event by relieving the
financial pressure. Getting the best critical
illness insurance can also mean getting the best
private medical treatment so that you don’t have to
rely on the public health system.
A life insurance policy is about protecting your
loved ones should you die, a critical illness
insurance policy is about sparing your family your
death by giving you the financial support to
overcome your critical illness.
Income Protection Insurance
Sick pay, it’s something we take for granted in this
day and age but it’s amazing how many people are
unaware of the level of income protection their
employer does (or doesn’t in many cases!) provide.
Many employers only pay statutory sick pay which
doesn’t amount to much, even the best sick pay will
have a maximum time frame of say 6 months and what
if you’re self employed Protecting yourself against
losing your income through injury, sickness or
disability with an income protection plan could mean
the difference between being out of action and out
of a home!
Income protection insurance pays a monthly benefit
if you are unable to work due to illness, injury or
disability until you recover or the policy expires,
which ever is the sooner. The benefit can be set to
rise with inflation and you can defer the benefit
for a set period to bring the premiums down, for
example; you may receive 3 months sick pay through
your employer so you set the income protection plan
to start paying out after 3 months of sickness.
The maximum cover you can typically have with an
income protection policy is between 50% - 75%
Some form of income protection should be a high
priority for anyone with financial commitments
whether it via an income protection policy or a more
basic Accident, sickness or unemployment cover.