First Capital - corporate

By: First Capital  06-Dec-2011

Group Trauma (Crisis Cover) Insurance

Provides a lump sum payment in the event of a serious critical health condition (e.g. heart attack, stroke, cancer, major transplant surgery, paraplegia etc.). Although the sufferer may recover medically, the impact of the illness on their finances can be devastating.

Workplace Savings

A superannuation plan can be designed for your organisation which will place it at the competitive edge of its industry. By benchmarking benefit levels to those of other organisations which compete in the same pool for staff, and formulating a benefit design which exactly corresponds with your organisation's needs, you can ensure that this increasingly important component of compensation does not leave you trailing in the marketplace.

The formulation of a design for an employee superannuation scheme is the result of careful research and an understanding of what the organisation is attempting to achieve. It means identifying the specific types of benefit which are most valued by staff, whether by staff survey, focus groups or other means.

It also means identifying the specific types of benefits which are of most value to the organisation, not simply from a human resource perspective, but from financial and operational viewpoints.

The ultimate benefit design which is formulated for an organisation's insurance plan is embodied within a detailed design specification. That design specification forms the basis of the documentation required for a competitive market tender.

Other products and services from First Capital


First Capital - risk

Ensuring the business’s stability is paramount – which is why it makes good sense to invest in insurance for your key people and shareholders. Life insurance will allow your dependents to pay off debts, cover funeral costs or provide ongoing living expenses for your loved ones. Ensuring you and your loved ones will be financially sound after your death or if you are a struck down by a terminal illness.


First Capital - wealth

First Capital Wealth Management offers clients a financial planning service that combines an unmatched experience in financial and investment planning with a broader life-goal focus. We report to you regularly with a current portfolio valuation, investment income, cost values and performance, all transactions and the amount you have contributed.


First Capital - services

Another aspect of our business model is that we do not advertise – instead we prefer to concentrate our resources on our clients’ affairs and improving our service proposition to our clients. We are completely independent of any financial institution and therefore First Capital are able to provide impartial advice and recommendations.