There is no one business cover that fits everyone. Your business protection and risk management is a combination from the following range of covers. Our team makes sure there is balance between policies and you get the best deal possible at the time of your application.
Every business faces different types of risks. In preparing an Insurance Programme, you need to consider what risks your business is exposed to, and then decide which of those risks you can manage yourself, and which risks will require insurance.
This is a useful checklist which covers most commercial insurance policies available on the market. Each section provides a brief summary of the cover, the items normally insured and some of the optional extensions available .
The checklist is a useful tool in the preliminary stages of a risk review, but is not intended to replace the actual review process with your broker. We would suggest that you print this page and make notes for discussion with your broker. In reviewing your insurance arrangements you must always remember your Duty of Disclosure, as failure to provide such information to the Insurer could jeopardise any future claim.
Are you protected from the following risks?