What sort of plan is this?
First Cover is a shared cost modular plan. Beginning with a foundation module, your clients can add extra cover to suit their needs.
What level of reimbursement does it offer?
A First Cover plan will reimburse as much as 80% of your clients eligible costs (subject to reasonable charges) and up to stated policy limits.
What benefits does this plan include?
Surgery and medical treatment in hospital is the foundation module (First Cover 1). It covers your clients for the problems that are least predictable and have the highest potential cost.
They then have the option to add First Cover 2, which provides cover for visits to specialists and diagnostic tests.
How affordable is this plan?
Because your clients pay a portion of their treatment costs, the insurance premium they pay for First Cover is lower.
Full details – including benefits, limitations and exclusions – are included in the First Cover schedule of benefits, along with additional information such as how to make a claim, applying for prior approval and using Affiliated Providers.