Certificates of Deposit | Marlborough Savings Bank

By: Marlborough Savings Bank  06-Dec-2011
Keywords: Checking Account

Certificates of Deposit

  Minimum Opening Deposit Contract Interest Rate Annual Percentage Yield Gold Loyalty*
Platinum Loyalty*
Diamond Loyalty*
3 mo. Certificate $1,000 0.45% 0.45% 0.10% 0.15% 0.20%
6 mo. Certificate $1,000 0.70% 0.70%
12 mo. Certificate $1,000 0.90% 0.90%
18 mo. Certificate $1,000 1.00% 1.00%
24 mo. Certificate $1,000 1.25% 1.26%
36 mo. Certificate $1,000 1.70% 1.71%
48 mo. Certificate $1,000 2.00% 2.02%
6 mo. IRA Certificate $500 0.75% 0.75%
12 mo. IRA Certificate $500 0.95% 0.95%
24 mo. IRA Certificate $500 1.30% 1.31%
36 mo. IRA Certificate $500 1.75% 1.76%
48 mo. IRA Certificate $500 2.05% 2.07%
60 mo. Roth IRA Certificate $500 2.05% 2.07%
Educational IRA $500 1.00% 1.00%

Variable Rate Accounts

  Minimum to Earn APY Contract Interest Rate Annual Percentage Yield
Passbook Savings $10 0.25% 0.25%
NOW/Checking $10 0.15% 0.15%
Hybrid Savings* $25,000 0.35% 0.35%
*Active checking account required. APY for balances between $10 and $24,999 is 0.30%.

Money Market

  Minimum to Earn APY Contract Interest Rate Annual Percentage Yield
$10 – $9,999.99* $10 0.25% 0.25%
$10,000 – $49,999.99 $10,000 0.30% 0.30%
$50,000 – $99,999.99 $50,000 0.40% 0.40%
$100,000 – $249,999.99 $100,000 0.45% 0.45%
Jumbo Money Market $250,000 Contact Us! 508-481-8300
* Money Market minimum daily balance to avoid $5.00 fee is $1000.

Advantage Savings

  Minimum to Earn APY Contract Interest Rate Annual Percentage Yield
$10 – $2,499.99 $10 0.25% 0.25%
$2,500 – $24,999.99 $2,500 0.30% 0.30%
$25,000 – $49,999.99 $25,000 0.35% 0.35%
$50,000 – $99,999.99 $50,000 0.40% 0.40%
Balances over $100,000 $100,000 0.45% 0.45%

  1. On all accounts – fees could reduce earnings.
  2. With certificate accounts – rates are guaranteed for the length of the term and minimum to earn APY is $10
  3. With variable rate, money market accounts, and statement savings – rates may change after the account is opened.

Effective date: November 1, 2011

The information in this article was current at 02 Dec 2011

Keywords: Checking Account

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