Financial & Retirement Planning
Why Would You Plan for a Better Financial Life Experience?
Simply because you want a better life. Approximately 85% of New
Zealanders will finish working and receive a government pension of less
than $14,000 per year to live on for the rest of their lives. This alone
is a strong reason to plan for your retirement and avoid becoming
another statistic in this unfortunate reality. Of the remaining 15% of
Kiwis remaining, only 4% will have income in excess of $44,000 per year.
Good advice doesn’t cost – it pays! You don’t have to be
born with a silver spoon in your mouth to be part of the 4%.
Plan and act to build a portfolio of investments and you will have more
money and better choices come retirement.
What is Financial Planning?
Financial Planning is all about you! Where you want to end
up in life, how much time you have to get there, and the resources you
have available to you right now. It’s about taking all of these
variables and creating a tailored plan to get you where you want to be.
First Things First
Not sure where to start, who to trust or who to talk about
your options with? In an initial no obligation consultation, a Goodlife
adviser will put all these worrying questions at ease as well as
uncovering what you truly want to achieve. We are here to help you, no
matter what your income, goals or plans. The first step is making the
Time for Action
After the initial meeting, our responsibility is to fully
analyse your situation and come up with a plan. We do this through
investment simulations based on your personal circumstances. Using
various software tools, we arrive at a structured and easy to follow
plan, ready to be presented to you and is yours to keep. We answer all
your questions and provide you with a full explanation of the strategies
that we’ve recommended for you.
Then it’s time to take action to achieve your goal of a
comfortable and secure retirement. The action you take will provide the
income you need for your retirement years.
Monitoring & Annual Reviews
It is standard practice for Goodlife to be in contact with
you regularly. However, each year on the anniversary of becoming a
client we will meet back up with you to do a review and update financial
plan. We want to be there with you every step of the way as your plan
unfolds and you realise your dreams and goals.
Each year the investments you own will grow in value. You
may have an opportunity to realise some of these values as you near the
end of your working years. You can use increasing investment values to
support family members with aspirations of home ownership or education.
The ultimate objective is to reach your target net worth which will
provide you a passive income and fund your retirement.