Home Loans, Personal Loans, Bank Loans
We have put this site together as a one-stop shop for you to find all the information and advice that you require before you commit to taking a loan out from a New Zealand based financial institution. The last situation that you would want to end up in is one where you are overextended and can’t meet your commitments.
The type of loan that is best for your circumstances depends on everything from the interest rate to the principal sum and the length of the repayments. Loans that appear to be cost effective on the surface can have costs that really mount up over the long term.
The research we’ve done to save you the work.
We’ve gone ahead and done the legwork for you. You can save yourself the hassle and confusion of having to run around between providers who are spouting jargon that you don’t understand. All you need to do to get a really solid picture of the industry is work through the pages on this site.
If you’re in a situation where you’ve got bad credit then we have also covered what is available to you here. Everybody makes mistakes and there are plenty of lenders that will help people out who have black marks against them, you’ve just got to understand some of their requirements. We’ll take you through all of that step by step.
Not all loans are created equal, what we’ll break down
We will also go in depth on topics like personal loans, talk about the dangers of payday loans and look at the regulations around the lending industry. One thing that a potential borrower has to take great care to avoid is lenders who are likely to act irresponsibly with high interest rates and horrendous fees. It truly is a case of borrower beware in the personal finance space.
Another thing you’ve really got to ask yourself is how essential what you’re buying is, is it really worth borrowing money for and are you going to be able to comfortably pay it back? We’ll take you through a few things to consider – everything from why you don’t necessarily want to borrow the full price of a brand new car, right down to why you should never be rushed into borrowing money.
, Home Loans
, Loan Refinancing
, Loans & Mortgages
, Personal Loans