Profile | Insurance Brokers Christchurch

By: Odl Group  06-Dec-2011

Commercial

Material Damage
Covers insured property, which can be your buildings, plant & stock, against accidental physical loss or damage other than that which is specifically excluded by the policy.

Business Interruption
Covers the reduction in Gross Profit following a loss that is insured under the Material Damage policy.

Motor Vehicles
Covers accidental loss or damage to the insured vehicles other than that which is specifically excluded by the policy plus Liability in respect of damage to third party property arising from the use of an insured vehicle.

Public Liability
Covers your legal liability for property damage, personal injury and your defence costs.

Employers Liability
Covers your defence costs and awards made against you for claims made by employees for at work injury not covered by ACC.

Statutory Liability
Covers your defence costs and penalties incurred as a result of innocent breaches of all Acts of Parliament except those specifically excluded in the policy.

Carriers Liability
Covers accidental loss or damage to goods entrusted to the insured for carriage for which they are legally liable under the carriage of goods act 1979.

Professional Indemnity
Covers your legal liability for incorrect advice, errors or omissions whilst acting in a professional capacity that causes a client to suffer financial loss or personal injury.

Directors & Officers Liability
Covers the personal liability for directors & offices of a company arising from wrongful acts committed in their capacity as directors or officers of the company.

Employment Disputes
Covers the costs incurred in defending and/or settling an employment dispute

Trustees Liability
Trustees Liability insurance covers trustees against claims for liability arising from alleged Wrongful Acts in performing their duties as trustees

Employee Fraud
Covers theft of money or goods by employees.

Contract Works
Covers your property under construction against accidental physical loss or damage other than that which is specifically excluded by the policy.

Advanced Loss of Profits
Covers the owner of property under construction in respect of financial losses resulting from the delayed completion of the project, provided the delay is caused by an occurrence which is covered by the Contract Works policy.

Marine Cargo
Cover your imports/exports and/or your property in transit within New Zealand.

Marine Hull
Covers your vessel against accidental loss or damage & liability in respect of damage to third party property arsing from the use of the vessel.

Machinery Breakdown
Covers your machinery against breakdown and the costs involved to repair or replace the damaged machine.

Machinery Breakdown Business Interruption
Covers the reduction in gross profit following a claim under the machinery breakdown policy.

Travel & Corporate Travel
Cover your employees & family for business & leisure travel worldwide.

Trade Credit
Provides cover for unexpected bad debts, thereby protecting cash flow and profits.

Aviation
Covers your aircraft against loss or damage & liability to third party property arising from the use of the aircraft

Event Cancellation
Covers the expenses incurred if an event is cancelled due to unforeseen circumstances.

Prize Indemnity
Provides cover for events such as a hole in one or kick the ball though the post, up to the specified amount if the prize is won.

Blood Stock
Provides cover for racing, breeding & stud horses against death, theft & infertility.


Personal

Domestic Dwellings
Covers your dwelling against accidental physical loss or damage other than that which is specifically excluded by the policy.

Domestic Contents
Covers your contents against accidental physical loss or damage whilst at the home or temporarily removed from the home,

Private Motor Vehicles & Motor Cycles
Covers accidental loss or damage to the insured vehicles other than that which is specifically excluded by the policy plus Liability in respect of damage to third party property arising from the use of an insured vehicle.

Boat
Covers your vessel against accidental loss or damage & liability in respect of damage to third party property arsing from the use of the vessel.

Farm Insurance
Cover your farm assets, dwellings, contents, liability, vehicles, dogs, machinery breakdown, livestock, plantation, boat, in one combined policy.

Travel & Corporate Travel
Cover your family for business & leisure travel worldwide.

Life Insurance
Covers the death of the life assured providing a lump sum payment.

Income Replacement
Covers up to 75% of your income if unable to work due to sickness or accident after a specified time frame.

Key Person Cover
Covers a key person in your business becoming disabled due to sickness or accident and being unable to work. Can also protect the business against the Death or Total and Permanent Disablement of a Key Person.

Mortgage Protection
Covers the repayment of a mortgage, with options including covering the event of the life assured’s death, critical illness, becoming disabled or involuntary redundancy.

Trauma
Provides a lump sum payment if the life assured experiences a specified critical illness or accident.

Total and Permanent Disablement
Provides a lump sum payment in the event of becoming totally and permanently disabled.

Share Purchase Cover
Covers the death or permanent disablement of a share holding partner enabling the remaining partners to buy them or their estate out of the business.

Total and Permanent Disablement
Provides a lump sum payment in the event of becoming totally and permanently disabled.

Share Purchase Cover
Covers the death or permanent disablement of a share holding partner enabling the remaining partners to buy them or their estate out of the business.