Reid Manson - Insurance Brokers, Ashburton and Tim - Farm Insurance

By: Reid Manson  06-Dec-2011
Keywords: Livestock Insurance, Machinery Breakdown

Assets & Revenue Insurances

Farm Assets
This insurance covers your farm buildings and contents, plant, equipment, livestock, milk contamination, dogs and feed for accidental and sudden loss or damage.

Livestock Insurance
Covers farm livestock for death caused by specified events (e.g. fire, lightning, accident to the means of conveyance etc).

Farm Interruption
This insurance is similar to business interruption cover but can be limited to cover the extra costs but not a loss of income.

Machinery Breakdown & Spoilage
This insurance covers damage to pumps or freezing units caused by fusion or accident. Submersible pumps are expensive to repair due to the additional costs of raising the pump. For freezing units, cover can be extended to insure any resultant spoilage of goods due to breakdown.

Farm Vehicle Insurance

This insurance covers full accidental loss or damage to farm vehicles. We can provide this cover to meet your exact requirements. Options include, Third Party Only and Third Party Fire and Theft. Goods in Transit can be added if required. Benefits also include:

  • Goods in Transit

  • Unspecified vehicle drawn implements and trailers

  • Tractor tyre damage

  • Entanglement for tractors and headers

  • Additions & Deletions

Liability Insurances

Farm Liability
This insurance is specific to farm risks. This cover can be extended to include Statutory and Employers Liability cover. See below.

General Liability

This insurance covers your legal liability for damage to third party property. There are a number of options available that we can discuss further to ensure they are relevant to your operations. Cover also extends to cover costs associated with the Forest & Rural Fires Act and exemplary damages.

Employer’s Liability

This insurance covers the employer’s liability for any injuries suffered by employees at work. Liability is covered for events not provided for under current ACC legislation.

Statutory Liability

This insurance covers your liability to pay fines or penalties imposed by the Court under NZ statutory law. Fines are excluded under Health & Safety. This also extends to cover any defence costs incurred.

Dairy Farms & Share Milkers

Reid Manson Ltd specialize in Dairy Farms and can work with you to ensure that you get the widest amounts of cover that are available in the market.

Share Milkers require tailor made insurance policies to ensure they are protected for all their contractual obligations. Contact us so that we can work with you to arrange these specific policies.

Need a Quote

Come and talk to one of our friendly staff today.

If you wish to discuss your requirements or require a quotation, please

.

We are located in our revamped offices in the Old Post Office building in Sophia Street, Timaru and we also have an office at 18 Kermode Street, Ashburton.

Keywords: Livestock Insurance, Machinery Breakdown

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