Being new to business can be exciting and daunting at the same time. We
all need an exit strategy in case of a serious illness or accident.
Many insurers require 3 years of financial records before offering
income protection. Not any more. There are some insurers now that
offer very smart
benefits that do not ask income questions at application of claim
time. These levels of cover are agreed at application time and do not
conflict with ACC payments.
This works very well with and ensures your levies and premiums are managed to suit your needs.
businesses that have been in operation for four years or less may
apply for the cover and are not required to provide any financial
can be covered of the following monthly sum assured options – $2,000;
$3,000; $4,000; $5,000; $6,000; $7,000 or $8,000 and the benefit will be
paid for up to two years.
• Your have the choice of 4, 8 or 13 week waiting periods and payments are made in advance.
This cover is particularly fitting for self employed and contractors/consultants.
You simply select the amount of cover you’d like and away you go. No financial assessment required.
We can also add lump sum options to the mix as well in case of death (covering any business liabilities you have), serious illness or if you become permanently disabled.