Financial Planning New Zealand | Lifetime

By: Life-time Financial Group  06-Dec-2011
Keywords: Financial Planning, Financial Advice

We all have our own financial goals and objectives. It might be that you want to have money to pay for your children’s education, receive advice on your salary package, pay off your mortgage, or implement an effective tax investment strategy.

Whatever they may be, the liklihood of you realising your financial goals are much more likely with the help of professional financial advice. LIFE-TIME Financial Group has a team of experienced professional financial advisors dedicated to providing sound financial advice to enable you to achieve financial security and a comfortable retirement.

We provide flexible financial advice which only includes recommendations, products and service that are relevant to you with a long-term view to develop financial strategies that cover your entire working life, retirement years and even your next generation.

The service we offer can be as comprehensive or as specific as you require; from execution only services, to advice on one particular area of your financial situation to our full comprehensive advisory service.

Our financial planning process is designed to ensure you receive the most appropriate advice and services for your needs.

Keywords: Financial Advice, Financial Planning

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After you have been contributing to KiwiSaver for three years you may be able to withdraw part of your contributions, and your employer contributions to buy your first home (not an investment property). KiwiSaver is a compelling initiative by the Government that provides a number of incentives to help every New Zealander save for their retirement.


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Offers the types of investment funds that suit you – capital guaranteed. Join KiwiSaver and you may be entitled to. Have you joined the BEST KiwiSaver Scheme. Free – matching employer contributions. Have you joined KiwiSaver yet.


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To join or for more information on this or any other superannuation, life, disability or health insurance matter, simply call us today. There is no need to contribute further until your child starts working. 1,000 for each of your children when you enrol them in KiwiSaver. Give your child or grandchild a good start in life.


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In order to ensure you are maximising the return on the dollars you have left over each payperiod which comes after setting money aside for your current and future bills, please contactyour LIFE-TIME adviser for a no cost no obligation discussion. Invest the balance according to the ‘savings time frame’ for your next goal and according to your ‘risk tolerance profile’ – using a research based ‘recommended’ investment.


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Our areas of expertise do not include, Wills, Trusts or Taxation; however the following checklist should prove helpful in identifying any issues you may have over looked. We do not receive any financial remuneration for any referral we pass on as our sole interest is simply to ensure your affairs are in order. Yesterday is history,Tomorrow is a mystery,Today is a gift – use it wisely.


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Over the past decade often people simply increased their home loan to fund a special occasion, or big event, but since the Global Financial Crisis, many New Zealanders feel their priority is to reduce debt and subsequently pay ‘cash’ for goods and services. There are events that happen along life’s journey which also require planning and saving for (and they’re fun things too!).